website for over 60s    July  2009

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                  Your Views               

 

        Home & Capital
 
 We would like to get your views   about
 Equity Release

 
Complete the Questionnaire below and you could
 win a Marks & Spencer Voucher worth £100!                            
         
                                                   
 Man considering equity release
   
  
Equity Release - Do you think you know
  all there is to know about equity release ?


Then you might be surprised to learn that it has become an increasingly popular way of supplementing retirement income, especially since the Financial Services Authority introduced regulation.
 

After substantial increases in property prices over the last 15 years, it is now an   increasingly  common solution  for struggling  homeowners aged  55 or over,   who need extra cash for funding home improvements, holidays, debt repayments, helping their  children or grandchildren to get onto the property ladder. 

  






What mortgage "Equity Release is a big decision, and we treat it very
  seriously"     
Pat, Home & Capital Equity Release Adviser   
                                                                                                                                                                                                                                          
Deciding   to  release some of the value in your home  is a big  decision and  one that Home & Capital  believes is  better made  face-to-face – with  a  member   of their award-winning Equity  Release  Advisory team.

For over  30 years, Home & Capital has helped thousands of homeowners unlock the cash tied  up in their home and enjoy a more  comfortable retirement.


We're living longer - so our pensions have to stretch further

 The good news is more and more of us are living well into our 80s and beyond!      But now that we're living longer into our retirement, funding a comfortable lifestyle can become more challenging as the years go by. That's where Equity Release advice from Home & Capital can make such a difference. Equity Release specialists since 1978 – it’s all
we do.

 Home & Capital is a leading specialist in equity release, established over 30 years ago in 1978. As a founder member of Safe Home Income Plans (SHIP), the industry body established in 1991, we were closely involved with establishing standards for homeowner protection in the equity release industry.

At Home & Capital we pride ourselves on taking a highly personal approach to each client. We take time and care to understand your needs and requirements. So it's no surprise to learn we have built such a renowned reputation for customer service. However, we’re always looking to enhance and improve our services and product offerings to future customers, so  your thoughts about equity release are  important

to us.


 Marks & Spencer vouchers                                                                                                                    

 
 We would therefore appreciate your completing the  following

 questionnaire on  retirement and financial planning.
 

 You could win £100 M&S vouchers.  Simply
 fill in the most appropriate option(s) when
 answering each question. 
 

         So fill in the Questionnaire and you could be a winner!!

 

         Question One 
In retirement what would you consider to be your biggest worry?
a. Health
b. Losing a spouse
c. Paying the bills
d. Maintaining current lifestyle
e. Maintaining home
f.  Long term care

 

      Question Two
Would you benefit from additional cash or income?
a. No - I am more than
     comfortable
b.  No - I can manage on what I
    have
c. Yes - I can manage but extra
    cash would be useful
d. Yes - finances are tight and
     I need some extra cash

  Question Three
 How much do you know about
 equity release?
a.
I know quite a lot about it
  already
b. I have a rough idea of what it
     involves
c. I don't know anything about it

       Question Four
 What is your opinion on
 equity release?
a.
I think equity release is a good
  way of supplementing
  retirement income
b. I would consider equity release
    if I could still leave an
    inheritance
c. I would need more information
    before I could express an
    opinion
d. I am not interested in it

         Question Five
If you needed extra cash, which of the following would you consider?
a. Downsize to a smaller home
b. Part time job
c. Ask family/friends for financial
   support
d. Remain in my home, but
   release cash with equity
   release
e. Move in with family/friends
f.  Play the lottery!

         Question Six 
What would you use equity release for?
a. Repayment of
    mortgage/outstanding debts
b. Supplement retirement income
c. Supporting family at
    university/get on the property
    ladder
d. Holidays/new car
e. Other [please specify]

         Question Seven 
Would you like further information from us about equity release?
a.
Yes, please send me a brochure
b. Yes, please call me, I'd like to
    talk to someone about it
c. Yes, please send me an email
     with further details
d. No thanks
NOTE - If answering yes to any of these options in the final question, please ensure you include your appropriate contact details below

 

 

 

Name:
[include your title, surname & initials]
E-Mail Address:


 





 

Postal
Address:
[include postal code]


 



 

Telephone:


 

Your Age:


 

Now you have completed the Questionnaire, click on the Submit Form  to send us your answers.
 
We will not supply your contact details to third parties without your permission.